DSAI: Diagnostic and Specialist Access Insurance (DSAI) coverage. This is the easiest answer to avoiding long waits for MRI’s, CT scans and specialist consultations. With normal coverage you may find yourself waiting weeks and months to have an MRI or CT scan done, if your pain or illness turns out to be something serious these weeks and months may have gotten you closer to recovery and prevented further injury or illness from occurring.

There have been countless cases of businesses suffering from information theft. While larger companies that have had their information hacked are made public, there are also many small business cases in which this also happens. While losing 300,000 clients information might seem more severe than your small business losing information for 300 clients. They can be equally disastrous. The damage done will not only affect your finances but also your reputation.

As discussed in our previous blog, the single most important component to starting a small business is to have enough money saved before you start, and then to gradually grow your business.
Some other important things to consider when starting a small business are:

- Understand how you are going to make a profit. There are plenty of great ideas that won’t necessarily generate a profit. You should be able to explain how your small business will make a profit in one or two sentences.

Small business owners are notorious for running themselves ragged trying to get the most out of their small business. Although at times your long hours and lack of sleep seems to pay off, in the long run you need to take care of yourself and your employees.

There are some main points you need to remind yourself of when you are running a small business.

The first point is to NOT run yourself of your staff too thin. When you or your staff feel overwhelmed you risk; burnout, higher staff absenteeism, higher turnover, and poor customer service.