Stop paying for your health and dental expenses out of your pocket!

A Health Spending Account allows you to use your company's money to pay for personal medical expenses. This is a 100% tax free benefit for you and your employees and 100% tax deductible for your company.

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Canadian Small Businesses trust us with their health & dental coverage.

How Much You Could Be Saving on Health & Dental Expenses?

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The Industrious Entrepreneur

  • You want to keep within a budget.
  • You want affordable health and dental coverage for you and your family, as well as your employees.
  • 100% tax free to you. 100% tax deductible for your company.
  • You want to increase the retention of your employees.

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The Trusted Broker

  • Enjoys providing their clients with a top notch customer experience when it comes to getting a Health Spending Account setup.
  • Wants great marketing resources to sell more and offer additional value to their existing client base.
  • Needs a trusted resource for their clients.
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We've got a place for everyone, contact us.

Our Story

We are not your Grandparents' insurance company.

CustomCare was founded in 1998 with the mission of revolutionizing the small business health insurance space.

When we started, health and dental insurance was out of the question for many Canadian small businesses.

Since our inception, 8,152+ small business owners across Canada have chosen CustomCare. We believe all small businesses deserve to have affordable health care benefits designed specifically to fit each business and individual’s needs.

Health and dental insurance doesn't have to be complicated... There is another way.


With our online setup, you can set benefit limits and enroll your employees easily. With our app, claims can be submitted within seconds.


You have complete control over your costs. You can set your Health Spending Account limit and choose the additional coverage that works best for your business.


Empowers your employees to spend their healthcare dollars on what is most important to them and their families.

What does it take for you to be at your best?

We believe that when it comes to health, there’s no such thing as a “one-size fits all approach.” Everyone requires a unique combination of benefits to be at their best. Here are just a few of the 100’s of benefits you can write off using CustomCare:


  • Prescription Drugs
  • Dental
  • Vision
  • Massage Therapy
  • Physio Therapy
  • Chiropractic
  • Nautropathic Visit
  • Diabetic Supplies
  • Fertility Treatments
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Hear it from our customers

Are you ready to stop paying for your health expenses out of your pocket?

Join a community of over 8,152+ Canadians who enjoy writing off 100% of their health and dental expenses.

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Absolutely! If you have an Apple device you can download it on the App Store and if you have an Android device, you can download it on the Play Store.
If your business is incorporated inside of Canada (outside of the province of Quebec) and you are actively engaged in the daily operation of your company, you’re in luck!
We love this question! One of the best parts about an Health Spending Account (aka HSA) is that you have the flexibility to choose. However, if you’re looking for a breakdown, you can access it here. If you still have a question or two or three, feel free to call us at 1-866-820-2188. We don’t bite.
All treatments must be performed by a licensed practitioner. In addition, nothing over the counter, such as vitamins, supplements or cosmetics would be included in your coverage.
All you have to do is click "Buy Now" or give us a call at 1-866-820-2188 and one of our benefit specialists will get you started in minutes!
We charge a one-time setup fee of $295 to get your company started with an HSA. For every claim that we process for you, we charge a 10% admin fee. Unlike other HSA providers, we do not charge a yearly fee or ask you to pay a “systems fee” for each additional employee added to an account. We like to keep it simple. :)