A health insurance plan that doesn't give you stress.

Simply write off 100% of your personal health and dental expenses through your incorporated Canadian small business with a CustomCare Health Spending Account (HSA).

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Canadian Small Businesses trust us with their health and dental coverage.

Who Benefits?

The Industrious Entrepreneur

  • Likes to keep within a budget.
  • Wants to provide affordable health and dental coverage to their employees.
  • Needs to increase the retention of their employees.
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The Trusted Broker

  • Enjoys providing their clients with a top notch customer experience when it comes to getting a Health Spending Account setup.
  • Wants great marketing resources to sell more and offer additional value to their existing client base.
  • Needs a trusted resource for their clients.
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The Smart Accountant

  • Enjoys writing off health and dental related expenses for their clients with no premiums.
  • Wants to retain more of their clients by helping them get bigger refunds and save thousands on taxes.
  • Needs a trusted aide to help provide outstanding support to their clients.
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We've got a place for everyone, contact us.

Our Story

We are not your Grandparents' insurance company.

CustomCare was founded in 1998 with the mission of revolutionizing the small business health insurance space.

When we started, health and dental insurance was out of the question for many Canadian small businesses.

Since our inception, almost 8,000 small business owners across Canada have chosen CustomCare. We believe all small businesses deserve to have affordable health care benefits designed specifically to fit each business and individual’s needs.

Health and dental insurance doesn't have to be complicated... There is another way.


With our online setup, you can set benefit limits and enroll your employees easily. With our app, claims can be submitted within seconds.


You have complete control over your costs. You can set your Health Spending Account limit and choose the additional coverage that works best for your business.


Empowers your employees to spend their healthcare dollars on what is most important to them and their families.

What does it take for you to be at your best?

We believe that when it comes to health, there’s no such thing as a “one-size fits all approach.” Everyone requires a unique combination of benefits to be at their best. Here are just a few of the 100’s of benefits you can write off using CustomCare:


  • Prescription Drugs
  • Dental
  • Vision
  • Massage Therapy
  • Physio Therapy
  • Chiropractic
  • Nautropathic Visit
  • Diabetic Supplies
  • Fertility Treatments
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Hear it from our customers

Are you ready to stop paying for your health expenses out of your pocket?

Join a community of over 7,940 Canadians who enjoy writing off 100% of their health and dental expenses.

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Absolutely! If you have an Apple device you can download it on the App Store and if you have an Android device, you can download it on the Play Store.
If your business is incorporated inside of Canada (outside of the province of Quebec) and you are actively engaged in the daily operation of your company, you’re in luck!
We love this question! One of the best parts about an Health Spending Account (aka HSA) is that you have the flexibility to choose. However, if you’re looking for a breakdown, you can access it here. If you still have a question or two or three, feel free to call us at 1-866-820-2188. We don’t bite.
All treatments must be performed by a licensed practitioner. In addition, nothing over the counter, such as vitamins, supplements or cosmetics would be included in your coverage.
All you have to do is click "Buy Now" or give us a call at 1-866-820-2188 and one of our benefit specialists will get you started in minutes!
We charge a one-time setup fee of $295 to get your company started with an HSA. For every claim that we process for you, we charge a 10% admin fee. Unlike other HSA providers, we do not charge a yearly fee or ask you to pay a “systems fee” for each additional employee added to an account. We like to keep it simple. :)