The Smart Accountant

You align yourself with experts in their respective industries

You already know Health Spending Accounts can be a great tax-saving tool for your clients. Now you can feel comfortable that they will also get great customer service, so they can focus on running their business and not processing paperwork.

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Who Benefits?

It’s all about your client!

Health Spending Accounts (HSA) can make a lot of financial sense for your clients that operate incorporated businesses within Canada.

At a high-level, if your client is eligible to setup an HSA, they can write off 100% of their health and dental expenses. In addition, HSAs are one of the most flexible health insurance plans in Canada when it comes to what your client can claim.

What you need to know

Let's talk taxes

One of the best parts of an HSA is that they are 100% tax free and 100% tax deductible to your client’s business. Given the tax efficiency of HSAs, most accountants find that their clients are able to save themselves thousands of dollars every year.

We do the legwork

We do the administrative legwork to setup and maintain your client’s Health Spending Accounts (HSA). This allows your clients to use company dollars to reimburse themselves and their employees for eligible medical and dental expenses. We make this part easy through our online web application and mobile apps on the App Store and the Play Store.

Small, simple fee

To setup an HSA for your client, we charge a one-time setup fee of $295 to get their company started with CustomCare. For every claim that we process, we charge a 10% admin fee. Unlike other HSA providers, we do not charge a yearly fee or ask your clients to pay a “systems fee” for each additional employee to be added to an account. We like to keep it simple.

What's included?

  • Prescription Drugs
  • Dental
  • Vision
  • Massage Therapy
  • Physio Therapy
  • Chiropractic
  • Nautropathic Visit
  • Diabetic Supplies
  • Fertility Treatments
  • Premium MRI's

How does it work?

You're ready to start saving

Simply click the "Buy Now" button in the top right corner of this page or reach out to one of our friendly benefit specialists at:

Once your create your online claims account, you can set-up benefits limits and enroll employees...

Quick and easy!

Submit Claims Electronically Within Seconds and We Handle the Rest

Use our online claims app on your smartphone/tablet or submit claims online at

We do 100% of the adjudication of all claims and your employees are reimbursed within 2-3 business days. This is a tax free benefit :)

We Debit your Claims Account For Expenses + 10% Admin Fee and Taxes

We know - fees, but we need to keep the lights on!

Claims are paid with before tax dollars and become a company tax deduction for your business!

What does it cost?

At CustomCare, we believe in transparency when it comes to the fees and costs associated with your plan.

There is a one-time set up fee of $295 plus tax per company. Because we are a pay per use plan, there are no monthly premiums for your Health Spending only pay a 10% admin fee per claim. If you or your employees don't make claims, your company pays nothing.


Here’s what our clients say about us.

What is the CRA’s position on Health Spending Accounts (HSA)?

What other benefits can my client add-on to their plan?