The Industrious Entrepreneur

Stop paying for your health & dental expenses out of your pocket.

A Health Spending Account allows you to use your company's money to pay for personal medical expenses. This is a 100% tax free benefit for you and your employees and 100% tax deductible for your company.

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Is your business a fit?

Do you operate a limited or incorporated business inside Canada (outside the province of Quebec)?

Do you want to have complete control over your costs?

Do you want to offer flexibility while empowering your employees to spend their healthcare dollars on what matters most to them and their families?

If you said yes to the questions above, this plan is a great fit for your business.

How we help thousands of entrepreneurs

The KISS Method

We've all heard the saying "keep it simple," and we believe your health benefits plan should be the same.

  • No health qualifications and waiting periods
  • Robust Admin portal for easy benefits administration
  • Make claims within seconds using our easy to use online tools

Dollars and Sense

You want the best coverage you can get within a budget you can afford.

  • Our Health Spending Account has no monthly premiums
  • You only pay for what is used
  • 100% tax deductible for your company

Give Your Employees What They Want

According to a recent survey by Glassdoor, employees said health insurance is, by far, the most important benefit they receive from their employer. With our plan, your employees:

  • Decide how to spend their healthcare dollars
  • Get the broadest coverage available
  • Will see a 2-3 business day turn around on claims

What's included?

  • Prescription Drugs
  • Dental
  • Vision
  • Massage Therapy
  • Physio Therapy
  • Chiropractic
  • Nautropathic Visit
  • Diabetic Supplies
  • Fertility Treatments
  • Premium MRI's

How does it work?

You're ready to start saving

Simply click the "Buy Now" button in the top right corner of this page or reach out to one of our friendly benefit specialists at:

Once your create your online claims account, you can set-up benefits limits and enroll employees...

Quick and easy!

Submit Claims Electronically Within Seconds and We Handle the Rest

Use our online claims app on your smartphone/tablet or submit claims online at

We do 100% of the adjudication of all claims and your employees are reimbursed within 2-3 business days. This is a tax free benefit :)

We Debit your Claims Account For Expenses + 10% Admin Fee and Taxes

We know - fees, but we need to keep the lights on!

Claims are paid with before tax dollars and become a company tax deduction for your business!

What does it cost?

At CustomCare, we believe in transparency when it comes to the fees and costs associated with your plan.

There is a one-time set up fee of $295 plus tax per company. Because we are a pay per use plan, there are no monthly premiums for your Health Spending only pay a 10% admin fee and applicable taxes per claim. If you or your employees don't make claims, your company pays nothing.

Are You Ready to Start Saving?

Buy Now

Here’s what our clients say about us.

How long does it take to get the plan setup?

It only takes a few minutes to get started. Click here to start saving today. 


Is there a minimum number of employees required to get started?

It only takes one!

The business owner needs to be actively engaged in the day-to-day business operations and be receiving HSA benefits as an employee (not as a shareholder benefit). 

What other benefits are available to add-on to my plan?

  • Group Life & Disability Insurance

This helps your employees feel secure in knowing that in the event of an accident or death, financial support is available. The lump sum payout allows the family to cover funeral costs and any outstanding debts they may have.

  • Travel & Major Medical Insurance

Away or at at home, if you or a family member suffer an unexpected medical emergency, our optional travel and major medical coverage has you covered.

  • Guaranteed Critical Illness Coverage

This is for anyone who doesn’t want to cash in their retirement savings or sell their house in the event of a critical illness.

  • Diagnostic & Specialist Access Insurance

This can reduce your time waiting to see a specialist in Canada significantly and, by extension, reduce your recovery time by as much as 75%

What is the CRA’s position on Health Spending Accounts (HSA)?

A Health Spending Account (HSA) is also known as a Private Health Services Plan (PHSP). These plans were approved by CRA in 1988 as a way to allow businesses to provide tax free health and dental expenses for employees. All of the benefits we cover align with the list of eligible expenses from CRA.  See for yourself.